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American drivers experience a car crash every 10 years on average, and the nation's safest drivers are in Sioux Falls, S.D., which has an average wreck rate of 1 every 14.6 years. That's according to the latest annual "Allstate America's Best Drivers Report." The report says Phoenix's drivers are the safest big-city commuters, with 1 crash per 9.8 years.

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